Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. Here’s why the $95 annual fee is. 25 cents per point). You. Best for Trip. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. It also has CDs with low minimum opening deposits. To file a claim over the phone, start by calling 888-320-9961. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. Maintain $5,000 average daily balance in all Chase accounts and linked investment accounts. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Chase Sapphire Banking benefits. Earn 2% on select card purchases and 1% on all other card purchases. The Chase Sapphire Preferred is currently offering a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. Still, Chase Sapphire Preferred points are only worth 1. 60,000 Ultimate. Expert take: The Citi Premier® Card is Citi’s answer to the Chase Sapphire Preferred® Card, which comes with the same annual fee of $95. Let’s refer back to our earlier spending scenario. Chase Sapphire Preferred had a metal core sandwiched between two pieces of plastic, While a standard plastic card generally cost $1 to produce, this card cost the team felt that the satisfying thunk" it made as a consumed put it down for payment was an important quality signal Remarked Walker, "When I look at my P&L, that's a pretty big cost of. The Venture X and Amex Gold cards both carry hefty annual fees that you’ll want to take into account before applying. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal. Which cards are better than the Chase Sapphire Reserve now that the annual fee and perks have changed? Here are some other alternatives to. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. Runner-up: American Express® Gold Card. Annual Fees. 0125. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. That effectively brings the fee down to $250. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Compare. Sapphire Banking is Chase’s second-highest banking product with Chase Private Client being in the top spot. Insider's valuations estimate this. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. @m_adams. 25 cents when redeemed for travel booked through Chase's online portal, operated by. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. The Chase Sapphire Preferred offers one of the best sign-up bonuses available right now. Rewards Rate. Chase Sapphire Reserve vs. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. 24% and 25. 3X points with Reserve plus a $300 annual travel credit and 2X points with. You’ll also get more value in the first year with the Chase Sapphire Preferred card, even if you travel just a few times a year. Based on TPG's valuations, that's worth $1,200. So, $95 - $50 -. This annual benefit. Remember that points with the Chase Sapphire Reserve® can be worth 1. The Platinum. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. The Chase Ink Business Cash credit card includes the ability to: Earn a sign-up bonus after you spend a minimum amount on purchases within the first three months of opening the card. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. You will earn 3x Ultimate Rewards® points on dining (one of the best credit cards for restaurants and dining ). For example, if you have 10,000 points on your Chase Freedom Flex, 30,000 points on your Ink Business Cash and 60,000 points on your Chase Sapphire Preferred, you can pool all your points onto. The Chase Sapphire Preferred is offering a welcome bonus of 60,000 Ultimate Rewards points upon completing minimum spending. Capital One Venture vs. Last month, Doctor of Credit flagged a notice buried in cardholder's statements indicating the bank's. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. 49% while the APR on the Venture Rewards is 19. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now open. Chase Sapphire Reserve is a better credit card overall because its points are more valuable. The Chase Sapphire Reserve is the upgraded version of the Sapphire Preferred. Both cards also offer roadside assistance, but the Chase Sapphire. The new World of Hyatt Business Credit Card from Chase offers entry-level elite status for the cardholder and up to five employees. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. In this area, the Chase Freedom Unlimited shines. C1 VX gets you lounge access, free AU and a 2X earn for $395, $300 back in portal travel credit and 10k points after the first year. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. If you would otherwise put a significant amount in travel purchases on the card, then the. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. If redeemed. The Chase Sapphire Reserve’s annual fee is slightly lower at $550. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. That’s a solid bonus with a reasonable spending requirement. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. The card is currently offering a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from. The card recently introduced additional category bonuses to sweeten the deal: 5% on travel purchased through Chase. If you want a mid-tier card with a lower annual fee: The Chase Sapphire Preferred Card is a good choice for earning Chase Ultimate Rewards points but with a lower annual fee of $95. Interest. Beginning in April 2022, cardholders will get $5 of DoorDash credit every month. If you. Annual $50 hotel credit. The Amazon Secured Card is a no-annual-fee credit card—but cardholders are required to maintain an active Amazon Prime membership in order to earn rewards, which can cost as much as $139 per. Although JPMorgan Chase and Bank of America are the 2 largest banks in the U. Sapphire Preferred vs. Yes, big recent news that the bonus is being increased to a potential of 90k. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Using it cuts the annual fee down to only $45. The card offers a decent rewards rate on every purchase you make, though it also charges a modest annual fee. com, Hulu. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Rewards: Earn 1. 2. Each offers a variety of checking and savings accounts, plus convenient branches and ATM locations. Chase Sapphire Preferred® Card. Chase Sapphire Preferred Travel Benefits. To compare two very different welcome bonuses, we considered the relative return on investment of each. Using the Chase Travel Portal. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. The Chase Sapphire Reserve credit card was one of the hottest product launches in 2016, enthusiastically received by millennial consumers, a group that had previously eluded JPMorgan Chase and its competitors. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. First, visit the Ultimate Rewards travel portal and log into your Chase account. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. When you account for the card’s various perks, including the welcome bonus, 10 percent. 4. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. The Chase Sapphire Reserve is a Visa card, which is also widely accepted, while the Amex Platinum is an American Express card. Rates and Fees. Each point in your Chase Sapphire Preferred® Card account or Ink Business Preferred® Credit Card account is worth 25% more when used this way. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. If you like to travel, the Chase Sapphire Preferred is probably the best overall. 49% to 28. Fees and APR. Approval Factors for Chase Sapphire Preferred. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. 1:1 point transfers to Chase travel partners including major airlines and hotels. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. That's $750 when you redeem through Chase Ultimate Rewards®. Let's look at how these two cards stack up in a head-to-head comparison. For example, 50,000 points would be worth $625 in travel. Welcome offers. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. Best for Uber credits: American Express® Gold Card. It's official: Chase is in the airport lounge business. Chase has basically realized that the weight raises customers’ dopamine levels. 25 cents per point when booking through the Chase Travel portal (instead of 1. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. 1-2. 1-3. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. Chase Sapphire Preferred Benefits. Insider pegs Chase Ultimate. Annual fee. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). As a matter of fact, they can be. Its collection of travel and purchase protections, statement. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. It has an annual fee of $550, but includes an annual up to $300 travel credit to help essentially cover some of the cost. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. 2x points on dining and travel purchases. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. The. Sapphire is our premier credit card for travel and dining. If you're. Best Alternatives to the Chase Sapphire Reserve Card. $95 ( see rates and fees) Welcome bonus offer. These bonus points may even be enough to earn a free domestic round-trip flight. 31, 2023). Maria Adams, Credit Cards Moderator. The Chase Sapphire Preferred Card weighs 13 grams and is made out of a proprietary mix of metal. Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. With great travel perks like lounge access and big-time travel credits, it’s no wonder the card is so popular. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. Why We Like It: The Chase Sapphire Preferred® Card is one of the best metal credit cards for bonus travel rewards. That's $750 when you redeem. The Chase Sapphire Preferred® Card’s welcome offer is currently 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. Annual. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. All three cards require applicants to meet high income and/or spending standards for approval. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. It all starts with a sign-up bonus of. , both Chase and Wells Fargo are popular options. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. 10% bonus points of your total purchases made the previous year, every account anniversary. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. Unfortunately, many hotels will. Chase Sapphire Reserve: Best for frequent travelers. Rewards Program Agreement. At an absolute minimum, 60K Ultimate Rewards points can be redeemed for $750 worth of travel through the Chase Travel Portal. . Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). The balance transfer APR is also the same, and there is no introductory APR for either card. ago. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. It will automatically apply to a broad range of travel purchases. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. If you. The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. The Chase Sapphire Preferred and the Citi Premier have a lot in common: With sizable welcome bonuses, good returns on spending, transferable points, and manageable annual fees, they’re both excellent. Southwest is a Chase Ultimate Rewards transfer partner, so you can move points from cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit. The 60,000 points new account bonus is also worth a minimum of $600 ($750 booking travel through Chase), which covers the annual fee for many years. Chase Sapphire Preferred. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. com or ESPNPlus. Balance transfer fee. Intro APR: None. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Other reasons why Chase Sapphire Preferred wins include the fact that it. 31, 2024, or for a minimum of 12 months, depending on your activation date. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. While the Chase Sapphire Reserve costs $550 annually, it’s fairly easy to get $300 of that back with everyday travel purchases throughout the year. This fee may be worth. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. Earn 60,000 bonus points. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. Chase Sapphire Preferred: 60,000 bonus points for spending $4,000 in the first three months from account opening. Chase Sapphire Preferred has a bonus offer that provides new cardholders with 60,000 points after $4,000 spent within the first 3 months — a great deal. CHASE. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. . 1. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). Chase Sapphire. Yes, the Citi Prestige is a Mastercard, which means it is widely accepted at many retailers. The Best SAP Competitors of 2023. The Chase Sapphire Preferred is designed for frequent and casual travelers. In contrast, the Chase Sapphire Reserve welcome bonus, 60,000 points earned when you spend $4,000 in purchases in the first three months, is good for $900 in travel booked through the Chase. Their portal is better than Chase but still annoying to use,. Chase Sapphire Preferred: 60,000. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). Chase Sapphire Preferred Card: Best for beginners. Note that the Sapphire Preferred card is the little sibling of the $550-annual-fee premium Chase Sapphire Reserve® which may make the Preferred a more appealing card to apply for since the. The Chase Sapphire Preferred is an excellent travel rewards card, but it’s got plenty of competition if you’re looking for something cheaper or better. Dream bigger with the Disney Premier Visa Card from Chase. Chase Sapphire Reserve®. Best at Citibank: Citigold® by. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. The Chase Sapphire Reserve comes with a. Chase Ultimate Rewards ® are. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. com. I value Ultimate Rewards points at 1. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). Chase Sapphire Preferred® Card review: The best travel rewards card for less than $100?. Beyond that, Hyatt award rates can be incredibly low compared to some competitors. The benefits come through Visa. Competitors. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. The Chase card is one of our top-ranked travel cards, setting the standard for rewards and benefits. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. However, we value Chase points at 2 cents per point, making 100,000. THE POINTS GUY Let's start with a side-by-side comparison of the. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Bio; Latest Posts;Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. Best at Chase: Chase Premier Plus Checking℠. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. 1. Bottom Line Chase Sapphire Preferred is one of the best credit cards for. Once a creative solution during the worst of the pandemic, your points will no longer go as far using Pay Yourself Back. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. When you account for the card’s various perks, including the welcome bonus, 10 percent. Best for Trip. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. The Venture X has a $395 annual fee ( rates & fees) while the. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. If you love the CSR for its travel perks, you'll still be able to earn 2x points on travel and 3x on dining spending with the Chase Sapphire Preferred, which only carries a $95 annual fee and doesn't charge foreign transaction fees. Here are areas where the cards beat the competition, with the maximum coverage amount by category. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. after you spend $4,000 on purchases in the first 3 months from account opening. 49% to 29. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. That's $750 when you redeem. locations and for a statement credit toward. With a $95 annual fee, it's not an expensive card, which makes it an especially good choice for beginners. But this offer. 5 points if you have an Ultimate Rewards-earning credit card like the Ink Business Preferred Credit Card or Chase Sapphire Preferred Card. That noted, there are plenty of. Additionally, cardholders. Welcome Offer: $300 cash bonus after spending $3,000 on purchases within 3 months from account opening. Both cards also offer $10 per. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. The Chase Sapphire Preferred® Card also comes with a decent amount of perks and partner benefits, and it’s not hard to justify paying the $95 annual fee: Up to $50 in annual hotel credits for bookings through the Chase Ultimate Rewards® portal. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. Winner: Chase Freedom Flex. To waive the monthly service fee at Bank of America, you’ll need at least one direct deposit per month of $250 or more. The Chase Sapphire Preferred® Card may. Rewards winner. The credit card company finally opened its first Sapphire Lounge over in Hong. The competitors would be Amex Plat and C1 VX. by total assets, the 2 institutions couldn’t have a more opposite approach to credit card portfolios. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. In reality, there are only two close direct competitors in terms of annual fee, and that’s the Capital One Venture (not the more premium Venture X) and the Citi. Opt for pick-up. com. The insurance benefits with the Venture X are better than those of the CSP. While none of these cards have foreign transaction fees, American Express cards are generally accepted at fewer. Chase is offering 60,000 bonus points for new cardmembers who spend $4,000 on purchases in the first three months from account opening. But the Chase Sapphire Preferred® Card has a lower annual fee ($95) than its competitors and plenty of lucrative rewards. To get you started, new cardmembers can earn 60,000 bonus points after spending. S. There’s more to know about the Chase Sapphire Preferred’s fee structure than just the annual fee. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. Those bonus points are worth up to $750 in travel through Chase, which can cover the cost of the card’s membership fees for years. Chase Sapphire Banking. Apply Now Learn more. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. But paying an annual fee of $550 upfront isn't for everyone. Chase Sapphire Preferred - Refer-A-Friend - Chase. The Ink Business Preferred card offers new cardholders 100,000 bonus points for spending $8,000 in the first three months with the card. Purchase protection adds additional peace of mind for purchases made with your card. Best at Bank of America: Bank of America Preferred Rewards. 5-3-1. $550 annual fee †; $75 for each authorized user †. The card. A: Yes. Best at Citibank: Citigold® by. 5% cash back on all spending, which you can convert to 1. For casual and heavy travelers alike, the Chase Sapphire Preferred is a better all-around package. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. 3. Luxury Card trio. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. Cardholders can redeem points at 1. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives. Southwest® Rapid Rewards® Performance Business Credit Card. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. Additionally, it offers flexible point redemption options, no foreign. 5 cents per point: Groceries through September 30, 2023; Gas through September 30, 2023; Annual membership fees through September 30, 2023; 1. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. The Chase Sapphire Preferred has an annual fee of just $95, while the Amex Gold comes with a considerably higher annual fee of $250 (see rates and fees ). The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Best for Uber: The Capital One SavorOne Rewards Card. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. Use any of these cards to pay. 25 cents when redeemed for travel booked through Chase's online portal, operated by. If not, go with the Chase Sapphire Preferred® Card. And, its $95 annual fee is a fraction of the premium travel card's. 25 cents per point in value. Both offer up to $50,000 in. Just make sure you activate your subscription by December 31, 2024. Syspro: Best for manufacturing companies. Both cards also offer $10 per. Chase Sapphire Lounge by the Club. 5. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. Both. 95 per service call, while the Chase Sapphire Reserve card offers 4 free service calls valued up to $50 each per year. The Sapphire Reserve increased its annual fee by $100 from $450 to $550 in. Earning Points: See your Card Rewards Program Agreement (PDF) for more details. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. Our quick take: The Chase Sapphire Preferred® Card is an ideal choice for people just. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. Chase just reintroduced the lucrative 80,000-point welcome bonus on the Chase Sapphire Preferred® Card and added a new, elevated offer on the Chase Sapphire Reserve® worth 60,000 points. That. By Claire Tsosie. Pros 3x points on restaurants. The caps are higher with the benefits from Visa Infinite. A. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. However, since Chase Ultimate Rewards points are worth 1. Winner: Blue Cash Preferred® Card from American Express.